Financial Planning Association

Dave is a member in good standing of The Financial Planning Association.
As such he has pledged to abide by the Association's Code of Ethics and Standard of Care (as seen below).

The Financial Planning Association Code of Ethics

This Code of Ethics is an expression of the financial planning profession's recognition of its responsibilities to the public, to clients, to colleagues, and to employers. These principles apply to all Financial Planning Association (FPA) members and provide guidance to them in the performance of their professional services.

Principle 1: Integrity

Provide professional services with integrity

Principle 2: Objectivity

Provide professional services objectively.

Principle 3: Competence

Maintain the knowledge and skill necessary to provide provisional services competently.

Principle 4: Fairness

Be fair and reasonable in all professional relationships. Disclose conflicts of interest.

Principle 5: Confidentiality

Protect the confidentiality of all client information

Principle 6: Professionalism

Act in a manner that demonstrates exemplary professional conduct.

Principle 7: Diligence

Provide professional services diligently.

This abridged version of the FPA code of Ethics was derived from the Code of Ethics and Professional Responsibility 2008 Certified Financial Planner® Board of Standards, Inc. All rights reserved. For a complete version please visit the FPA Web site at

FPA Standard of Care

The FPA requires its members to deliver financial planning services in accordance with the FPA Standard of Care that pledges to:

•Put the client's best interests first.
•Act with due care and in utmost good faith.
•Not mislead clients.
•Provide full and fair disclosure of all material facts.
•Disclose and fairly manage all material conflicts of interest.

The Financial Planning Association is the owner of trademark [and registration], service mark and collective membership marks rights in and various U.S. registrations/applications for: FPA, FPA/Logo and FINANCIAL PLANNING ASSOCIATION. The marks may not be used without written permission from the Financial Planning Association.